Hospitalization
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Covers hospital room and board charges, up to semi-private, and charges for intensive and coronary care
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Medical Services
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Covers the cost of treatment by a physician or surgeon
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Diagnostic Services
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Covers the cost of x-rays and other diagnostic tests
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Out-patient Treatment
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Covers the cost of out-patient emergency room charges
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Prescription Drugs
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Covers the cost of prescription drugs and medication prescribed in an emergency situation up to $1,000
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Road Ambulance
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Covers the cost for use of a licensed road ambulance in an emergency situation
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Air Ambulance
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Covers the cost for the use an air ambulance or regularly scheduled airline to transport you back to your province of residence
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Special Attendant
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Reimbursement of the cost of one, return-trip airfare for a medical attendant to accompany you back to your province of residence
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Return of Family Member
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Reimbursement of the cost of one, return-trip airfare for a medical attendant to accompany you back to your province of residence
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Paramedical Services
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Covers the cost for the use of an osteopath, physiotherapist, chiropractor, chiropodist, and/or podiatrist
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Health Practitioners
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Covers the cost for the services of a registered mental health professional ($300 maximum per person per year)
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Accidental Dental
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Covers the cost of repair or replacement of natural teeth or the relief of dental pain
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Return of Remains
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Covers the cost of preparation and transportation to the country of origin, or the cost of cremation or burial at the place of death
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Family to Bedside
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Reimbursement for the cost of one airfare for a family member to accompany you at your bedside
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Coverage Continuation
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If hospitalized and your plan expires, your coverage continues until seventy-two (72) hours after discharge from hospital
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Out-of-Pocket Expenses
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Covers accommodations, meals, phone calls and taxi or bus fares incurred by an accompanying family member in the event hospitalization continues after the policy expiry date.
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24-Hour Travel Assistance Services
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Wherever you are, our travel assistance firm will verify your coverage and make hospital and emergency arrangements for you.
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Sports Participation (extra coverage for Student Athletes)
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Choose this for students playing official university sports teams; it includes coverage for medical expenses that are a result of participation in their sport.
Reasonable and customary charges in excess of coverage from other insurance plans for eligible expenses that result from an accidental injury while playing a sport on a scholarship or waiver of entrance fees.
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