Hospitalization

Covers hospital room and board charges, up to semi-private, and charges for intensive and coronary care

Medical Services

Covers the cost of treatment by a physician or surgeon

Diagnostic Services

Covers the cost of x-rays and other diagnostic tests

Out-patient Treatment

Covers the cost of out-patient emergency room charges

Prescription Drugs

Covers the cost of prescription drugs and medication prescribed in an emergency situation up to $1,000

Road Ambulance

Covers the cost for use of a licensed road ambulance in an emergency situation

Air Ambulance

Covers the cost for the use an air ambulance or regularly scheduled airline to transport you back to your province of residence

Special Attendant

Reimbursement of the cost of one, return-trip airfare for a medical attendant to accompany you back to your province of residence

Return of Family Member

Reimbursement of the cost of one, return-trip airfare for a medical attendant to accompany you back to your province of residence

Paramedical Services

Covers the cost for the use of an osteopath, physiotherapist, chiropractor, chiropodist, and/or podiatrist

Health Practitioners

Covers the cost for the services of a registered mental health professional ($300 maximum per person per year)

Accidental Dental

Covers the cost of repair or replacement of natural teeth or the relief of dental pain

Return of Remains

Covers the cost of preparation and transportation to the country of origin, or the cost of cremation or burial at the place of death

Family to Bedside

Reimbursement for the cost of one airfare for a family member to accompany you at your bedside

Coverage Continuation

If hospitalized and your plan expires, your coverage continues until seventy-two (72) hours after discharge from hospital

Out-of-Pocket Expenses

Covers accommodations, meals, phone calls and taxi or bus fares incurred by an accompanying family member in the event hospitalization continues after the policy expiry date.

24-Hour Travel Assistance Services

Wherever you are, our travel assistance firm will verify your coverage and make hospital and emergency arrangements for you.

Sports Participation (extra coverage for Student Athletes)

Choose this for students playing official university sports teams; it includes coverage for medical expenses that are a result of participation in their sport.

 Reasonable and customary charges in excess of coverage from other insurance plans for eligible expenses that result from an accidental injury while playing a sport on a scholarship or waiver of entrance fees.